Ally Invest Customer Agreement

Securities offered through Ally Invest Securities LLC, finra and SIPC. Advisory services to Ally Invest Advisors Inc., an investment consultant registered with the Securities and Exchange Commission (SEC). Foreign exchange (Forex) trading is offered through Ally Invest Forex LLC, a member of the NFA. Ally Invest Securities LLC, Ally Invest Advisors Inc. and Ally Invest Forex LLC are separate but related companies and a subsidiary of Ally Invest Group Inc. Ally Invest Group Inc. is a 100% subsidiary of Ally Financial Inc. Ally Invest Advisors is a registered investment consultant. We offer managed investment portfolios to clients who choose their own risk horizon and time characteristics.

The risks applicable to each portfolio are those related to the underlying securities. Before investing, you should carefully consider and consider the investment objectives, risks, fees and expenses of each listed fund (ETF) that will be used in our managed portfolios. 13. GENERAL (a) Notifications can be made either by e-mail or by post. (b) The Service may also provide information about changes to the ONLINE INVESTMENT TERMS AND CONDITIONS or other matters, usually providing you with communications or links to communications on the Service. (c) The Online Investment Terms and Conditions and the relationship between you and Ally Invest shall be governed by the laws of the State of New York, without regard to conflict of laws rules. (d) You and Ally Invest agree to submit to the personal and exclusive jurisdiction of the courts of the State of New York. e) The inability of Ally Invest to exercise or enforce any right or provision of the GENERAL TERMS AND CONDITIONS OF SALE OF ONLINE INVESTMENTS does not constitute a waiver of such right or provision.

(f) The ONLINE INVESTMENT TERMS AND CONDITIONS represent the entire agreement between you and Ally Invest and govern your use of the Service and supersede all prior agreements between you and Ally Invest (including, but not limited to, earlier versions of the ONLINE INVESTMENT TERMS AND CONDITIONS). You may also be subject to additional terms that may apply if you use partner or other Ally Invest services, third-party content, or third-party software. (g) Where any provision of the GENERAL CONDITIONS OF SALE OF ONLINE INVESTMENTS or incorporated documents is held by a court of competent jurisdiction to be void, the parties nevertheless agree that the court shall endeavor to realize the intentions of the parties as expressed in the provision and that the other provisions of the GENERAL CONDITIONS OF ONLINE INVESTMENT remain fully and effective. (h) You agree that, regardless of laws or otherwise laws, all claims or actions arising out of or related to the use of the Service or the ONLINE INVESTMENT TERMS AND CONDITIONS must be filed or are time-barred forever within one (1) year from the arise of such claim or remedy. For the sake of simplicity, section transcripts in the GENERAL TERMS AND CONDITIONS OF ONLINE INVESTMENT have no legal or contractual effect….